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News Highlights

Market insights & real estate intelligence

Policy Update

The 15-Month Wait-Out Is Gone. Here's What It Actually Changes.

On 28 July 2026, the 15-month wait-out for private owners buying non-subsidised HDB resale flats was removed — with immediate effect. Here's the calculation behind the headline, and what it actually means depending on which side of the market you're on...

CEA's New Rules Take Effect January 2027. Read Them as a Consumer, Not Just an Agent.

Licence validity jumps to three years, but a new Currency Requirement means agents must complete at least one transaction a year to keep it — here's what that means whether you're hiring one or licensed as one.

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ABSD Timelines Just Got Longer for Mega En Bloc Sites. Here's Why It Matters to Owners.

Developers taking on large-scale collective sales now get six to seven years before the ABSD clawback bites — up from 5.5. For owners in ageing large estates, the arithmetic on your site just improved.

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Q2 2026: Private Up 0.5%, HDB Down 0.3%. This Is a Two-Speed Market.

Averages hide the real story — landed led at +2.6%, OCR dipped on one dominant launch, and HDB million-dollar flats hit a record share even as the index fell. Segment by segment, here's what actually moved.

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491 Million-Dollar Flats in One Quarter — While the Index Fell. Read the Divergence.

Q2 2026 set a record for million-dollar HDB transactions in the same quarter the Resale Price Index posted its second consecutive decline. Both facts are true. Understanding why is worth more than either headline.

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The EC Reset: 10-Year MOP, No DPS, 90% First-Timer Quota. Recalculate Your Progression.

Announced 8 May 2026 and described by MND as the most significant revision to the EC scheme since 2013. If your asset progression plan was built on the old EC maths, it needs rebuilding.

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SORA at 1.12%. The Cheapest Loan Isn't Always the Right One — Here's the Calculation.

Three-month compounded SORA sat near 1.12% in July 2026, down from a peak around 3% in early 2025. Fixed packages have followed. If you are still on a rate set in 2023, you are paying for a market that no longer exists.

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Office and Retail: Rents Up, Vacancy Up. Why Both Numbers Rose Together.

URA's Q2 2026 commercial statistics show rents rising and vacancy rising at the same time in both office and retail. That is not a contradiction. It is a bifurcating market — and it tells you exactly which assets to buy and which to avoid.

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Industrial Q2 2026: Prices +0.6%, Rents +0.5%, Occupancy 89.1%. The Quiet Compounder.

Industrial property does not generate headlines. It generates rent. Here is where the JTC numbers stand in Q2 2026 and how I underwrite this segment.

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The Supply Wave to 2028: 13,500 → 19,500 MOP Flats. Plan Your Timeline Against It.

Almost every policy move in 2026 makes sense once you look at the supply schedule. If you are planning a sale, a purchase, or an upgrade in the next 24 months, this is the calendar to plan against.

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